Welcome to RYS Capital
Your Partner in Private Lending and Investing
Years Of
Experience
18 +
Years Of
Experience
18 +

Creative Solutions
For Borrowers

Creative Solutions For Borrowers

high-return quality
investments

high-return quality investments

Your Direct Money Lender

RYS Capital is a leading private money lender and loan servicer. We are a direct lender that specializes in providing financing for a wide range of borrower profiles from first time home buyers to seasoned real estate investors. We can offer financing for investors who want to do property flips and/or acquire and rehab properties. RYS Capital provides private money loan programs, creatively tailored around the needs of a particular borrower, secured by non-owner occupied residential, commercial, industrial, and multi-family residential real estate.

Need Help?

+1-650-720-2400

LOANS FUNDED
2129 +
Satisfied Customers
1185 +
products & opportunities
Residential Loans
Commercial Loans
Construction Loans
Investment Loans
Like a Bank, But Easier
Get Started Today

If your loan makes sense, RYS Capital is your partner to a quick closing with fast pre-approvals and funding in as few as 7 days. If you’re ready to learn more about our customizable loan options, connect with us today with your details.









    Private Capital Specialists

    At RYS Capital our financial professionals offer investors a unique diversifing alternative to traditional markets, bringing value and integrity to mordern investment, which requires experience and diversity, through a portfolio of investment products and opportunities tailored to meet our investor’s unique goals and objectives.

    $1.2B+

    Funded Transactions

    1190+

    Loans Paid Off

    <1%

    Loan Default Rate

    7.5%+

    Average Annual Yields

    What Our Clients Are Saying
    "My first call for loans is RYS Capital as they run a smooth process with less friction compared to other lenders."
    George Gonzalez
    Real Estate Agent
    "Just the best experience I’ve had working with RYS Capital with a simple, fast and professional process."
    Ann Macias
    Loan Officer
    "RYS Capital exceeded our expectations and closed our maturing loan with over two weeks to spare."
    Linda Su
    Real Estate Investor